*{
padding:0;
margin:0;
}
body {
	margin: 0px;
	font-family: Tahoma;
	font-size: 11px;
	color: #333333;
	line-height: 15px;
}
p {
	padding-top: 10px;
}
ul {
	padding-left: 20px;
	padding-top: 10px;
	list-style-type: disc;
}
a {
	text-decoration: none;
	color: #990000;
	font-weight: normal;
	font-size: 13px;
}
a:hover {
	color: #000000;
	text-decoration: underline;
}

.bold {
	font-size: 12px;
	font-weight: bold;
	color: #000066;
	padding-top: 7px;
}


.subheding {
	background-color: #F5F5F5;
	border-top-width: 1px;
	border-bottom-width: 1px;
	border-top-style: solid;
	border-bottom-style: solid;
	border-top-color: #E1E1E1;
	border-bottom-color: #E1E1E1;
	font-size: 13px;
	font-weight: bold;
	padding-top: 4px;
	padding-bottom: 4px;
	color: #333333;
}
strong {
	color: #494949;
}
.footer {
	background-color: #E8E8E8;
	border-top-width: 1px;
	border-top-style: solid;
	border-top-color: #999999;
}



.graybg {
	background-color: #f5f5f5;
	border-bottom-width: 1px;
	border-bottom-style: solid;
	border-bottom-color: #333333;
	border-top-width: 6px;
	border-top-style: solid;
	border-top-color: #0a659a;
}